About KabRetire

A retirement calculator built for how money works in India, for people who want to know when they can stop working.

Why it exists

Most FIRE calculators were written for the US: a 4% rule, one tax rate, no EPF and no children's college fees rising at 10% a year. Indian plans need more. Withdrawals are taxed under Indian rules, EPF and NPS unlock at different ages, and a degree or a wedding fifteen years away can cost several times today's price. KabRetire models all of this year by year and tests the plan against 1,000 market histories, so the answer comes with a chance of success rather than a single hopeful number.

Independent

• We don't sell funds, insurance or advice, and we earn nothing from what you invest in.
• No ads and no tracking cookies (see Privacy). The calculator runs in your browser; you don't need an account to use it.
• Every assumption is written down, with its source, on the methodology page.

Not advice

KabRetire is a planning tool. It is not investment, tax or financial advice, and we are not registered with SEBI as advisers. Use it to understand your options, and speak to a registered adviser before acting on large decisions.

Contact

Found a mistake in the maths, or a rule we've missed? Write to hello@kabretire.com. Corrections are the most useful thing you can send.